Dr. Christel Marshall

DR. CHRISTEL MARSHALL

CMO | HAS Law Firm

Dr. Marshall brings over 27 years of experience in strategy, marketing, and business development across the legal, tech, and research sectors in Africa and the MENA
region. She specialises in transformational branding, rebranding, and demand generation through innovative platforms, high-impact events, and performance marketing.

Known for turning insight into action, she designs bespoke strategies that drive sustainable ROI and business growth. Dr. Marshall is recognised for building high-performing, diverse teams and developing best-practice frameworks adopted across firms.
A confident lecturer and communicator, she cultivates strategic networks and delivers thought leadership that inspires change. Her passion lies in positioning legal services
for growth through bold, research-driven marketing.

Salma Achour Khouaja

SALMA ACHOUR KHOUAJA

Senior Associate | HFW

Salma is a Senior Associate in the Dubai insurance and reinsurance team. She joined HFW as an Associate in the Dubai office in January 2016.

Before that, in 2012, Salma joined the legal and compliance department of a leading Abu Dhabi based national insurance company and gained significant experience working with Underwriting, Risk Management and Claims departments. She understands client’s expectations and needs.

Salma has completed a masters degree in professional liability insurance and has extensive experience in professionals liabilities insurance including medical malpractice and professional indemnity claims.

As well as handling litigation, coverage, regulatory and commercial matters, her duties also included participating in the Abu Dhabi Department of Health (previously HAAD) project for the standardisation of the group medical insurance policy. Salma worked also on a project of standardisation of the Arabic version of insurance policies for a leading Dubai based insurance company.

Salma’s practice focuses on insurance/re-insurance litigation, including subrogation/recovery claims, defence work, coverage disputes, civil and commercial litigation.

John Barlow

JOHN BARLOW

Partner | HFW

John heads the Middle East Financial Institutions and Regulatory Practice at HFW.

John advises banks, insurers and reinsurers of Financial Institutions in connection with their fidelity, computer crime, D&O, PI/Civil Liability and cyber liability programmes, and on claims that arise under these products. John has handled and settled many of the most significant global claims to find their way into the London insurance and reinsurance market over the last two decades.

As part of his practice, John advises the broad swathe of financial institutions, insurers and brokers in the Middle East region on all regulatory issues.

As head of HFW’s regulatory practice in Dubai, John assists insurers, brokers and MGAs wishing to establish a presence on the DIFC platform and in the broader region. John and his team’s work includes advising on set-ups and compliance and guides clients from the initial approach to the relevant regulatory authority (in whichever jurisdiction) to the obtaining of the required licence. John advises also on the selling of financial products, admission of insurers and the dealing of sophisticated financial instruments.

Philip Punwar

PHILIP PUNWAR

Independent Arbitrator | Outer Temple Chambers

Philip Punwar is an English qualified practitioner with more than twenty-five years’ arbitration experience.

His recent arbitral engagements have concerned real-estate Mega Projects in the Gulf, investment treaty claims arising out of the MENA and South Asia regions, aircraft charter agreements, concession agreements in the water sector and technology disputes in the finance and healthcare sectors.

Philip has appeared as counsel before all levels of court in England and the Dubai International Financial Centre, up to and including the Courts of Appeal of each jurisdiction. He was the first practitioner resident in the UAE to be registered as a DIFC Courts advocate, and the first DIFC Courts practitioner to be appointed by the DIFC Courts to the role of Supervising Legal Representative (SLR).

He was an International Dispute Resolution Partner at both Fulbright & Jaworski LLP (2009-2013) and Baker Botts LLP (2013 – 2022).

Philip has significant experience of the laws and practices of both civil and common law jurisdictions gained as counsel and arbitrator in Europe, Asia and the Middle East. He has a proven ability to work collaboratively as part of a team and when necessary to assemble and lead interdisciplinary teams of geographically dispersed professionals in the prosecution and defence of complex and high value disputes.

He is a member of the Abu Dhabi Global Markets (ADGM) Panel of Arbitrators, the Saudi Centre for Commercial Arbitration (SCCA) Panel of Arbitrators and the International Panel of the Arbitration Foundation of Southern Africa (AFSA).